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7 Fast, No Collateral Mobile Loan Services In Africa And India (UPDATED April 2023)

Below are  7 Top, fast and reliable Quick mobile loan apps services that currently give out loans effectively without collateral during OMICRON AND COVID-19 PANDEMIC VARIANTS. 

These are small and short term loans for individuals and small business.
 
CAUTION TO NOTE: Though most of these platforms offer quick loans without any collateral, carefully study their Terms and Conditions before joining them. Read to understand thoroughly the Interest rates and payback period and consequences for late payments. All the best!  
 
1. Invest in the future with affordable online funds. Join the international lending community that lets you raise funds directly from members all over the world. Join Zidisha here


2. Hello! You are also invited to experience and download the Download/Launch The UMBA App Here! Share this link with friends. 

Enter your phone number and get a link to the app! Join thousands of people who already trust them to back their financial needs. Read details here to get higher amounts instantly and enjoy discounts on health insurance services.
 
3. Fairmoney Microfinance Bank
Get Quick Loans and Pay Bills You can get up to ₦40,000 for your first loan without collateral in 5 minutes! Massive discounts also on airtime and data! Indian users are now also welcome, Click HERE to download.

 
4.  OKash app, free interest and origination fee for one stage! Register.
Loan Term: the shortest tenor is 15to 91 days.
Origination Fee (maximum): 24% per year


5. Carbon.
Carbon® lets you control your finances with a few clicks. You can get instant short-term loans for urgent needs, invest money to earn high-interest rates, recharge airtime on your mobile phone, and make bill payments for services. 

6. Experience and download Quick check, download here with no hitches, it's a user friendly App, the first loan amount isn't too bad with very accommodating interest rate. keep a good relationship with this company as a loan provider in times when you need a quick fix!
 
7. IT’S EASY TO GET STARTED
* Create your account using Facebook login or Your phone number.
* Apply in seconds.
* Receive your loan straight into your MPesa (Kenya, Tanzania), Tigo (Tanzania) or bank (Nigeria) account.
* Branch puts you in control of your finances. The Branch app lets you apply for credit on the go, and it works 24/7. No paperwork. Have a nice day, Stay safe.

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