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7 Common Sense Rules For Finance And Investment By Bayo Adeyinka

Some years back, one of my mentors called me. He wanted to assist a family member but he didn't want that person to know the funds was coming from him. 

He had prepared an agreement bearing a third party name providing the funds which the family member was to sign. I was to stand in as the third party. He told me how this person had squandered previous funds provided by him in person.

This time, he wanted him to take personal responsibility. He told me there is a different paradigm once people know there's no free lunch- even in Freetown. I gained so much from that experience. There was this very vibrant brother I knew- very devoted. He also had a flourishing business. 

He needed help with finance. I got involved. Why won't I help someone I thought I knew so well? Well, it didn't end well. A good intention doesn't always end well. Anytime I see people go round with a new 'investment' scheme, the first question I ask is 'Do you know what they are investing in?' In almost all instances, the answer is no.

But the allure of high and quick returns make a lot of people go blind to the apparent pitfalls of such investment. They are drawn away by their own desires and enticed. 

That desire later conceives and gives birth to regrets. I've developed guidelines for these and similar matters. These guidelines have helped me over the years in handling personal finances.

1. Don't Lend Money To Friends and Family
Money and friends are like oil and water. They don't mix. Most of the time, you'll gain an enemy if you lend money to friends. That's my experience. If you ask for the money back, they'll accuse you of harassing them.

They'll play the victim while you're the aggressor. You'll hear proverbs like, " Ma pe paddy e lo le" ( don't think your friend is lazy, you're just privileged). If you report them, they'll play the underdog and you'll come out guilty. The society always support the underdog.

I usually say if I respect you too much, I can't lend money to you. If I can't fight you, I can't lend money to you. That includes my pastor, customer or anyone else I hold in high regards. I'd rather give what I can.

I've seen too many relationships ruined because of this. I treat friends and family as high risk. Don't assume a brother or sister will handle finances well. That a man is full of faith doesn't mean he's not foolish about finances. Always leave a gap for disagreements. Otherwise, a loan to family is a gift to charity.

2.Investigate Before You Invest
 The easiest thing to lose is money so I carry out my investigation before I invest. A fool and his money are soon parted. That's why many fall to scams. Do your due diligence no matter how much pressure you're under.

What are they trading? What are the products or services? Who has bought before? What are the reviews?  Carry out background checks. Do they have a physical office or traceable address? What's their antecedents?

Too much pressure is a red flag for me. If I don't understand the investment, I won't go ahead. Don't outsource your investigation to another. Do it yourself.

3.If A Deal Is Too Good To Be True, It's Most Likely Too Good To Be True
The higher the risks, the higher the returns. True that. But the higher the returns, the higher the probability of loss. Don't be sucked in by the possibility of doubling your investment in a short while.

If such schemes were true, they won't be canvassing for you to benefit from it. The natural human is very selfish. So avoid Ponzi schemes. MMM brought so many tears. Frank Hubbard said, "The safe way to double your money is to fold it over once and put it in your pocket.

Here's how the Good Book puts it in 1 Tim 6:9 Amp : "But those who [are not financially ethical and] crave to get rich [with a compulsive, greedy longing for wealth] fall into temptation and a trap and into many foolish and harmful desires that plunge people into ruin

and destruction [leading to personal misery]". If your returns is based on another person investing, know that your money will not return to you. It's a matter of time.

4.The Best Way To Get Rich Is To Get Rich Slowly
The best things in life take time. That includes growing your finances too. This is because the process is more important. This is why many lottery winners sooner than later return to status quo.

They don't understand how to manage money. If you jump the process, you'll jump into fire. You need money skills.  Learn how to handle the small things first. If you can't handle 20k, you won't be able to handle 200k. Save money. Cut your expenses. Avoid waste. Invest consciously

Don't try to blow overnight because you may lose everything overnight.  I'd rather invest in a product that yields small to moderate returns but is consistent over a period of time.

5.If You Want To Start A Business, Start With Your Own Funds
I've seen many people tell me they need help financing their business. When I ask for what they're bringing to the table, all they bring out is a business plan. No, it doesn't work that way.

You have to demonstrate that you have skin in the game. Your skin in the game will not make it easy for you to walk away when challenges rise. You won't abandon ship and run.
When people tell me they have a capital problem, I tell them it's more of an idea problem.

Before you ask for help, show others what you've done. Don't get me wrong- I'm not saying one shouldn't borrow for business expansion. But if you're just starting out, debt is not the first thing to think about. Look inwards. What do you have? What can you do with what you have?

6.Don't Borrow To Fund Consumption
When I got married, I had an agreement with my wife which we still keep till date. Whatever we cannot pay cash for as it relates to consumption means that we can't afford it. We won't go on vacation on credit.

We won't buy shirts, suits, wristwatches or wigs now and pay later. I don't issue post-dated cheques. Don't live to impress anyone. According to Will Rogers, "Too many people spend money they haven't earned to buy things they don't want to impress people they don't like".

Borrowing to fund an asset however makes economic sense. That is good debt.

When we wanted to get married and I was given a long list which I couldn't afford, we devised a means around it. I borrowed a leather box used by a friend  the previous month before our wedding, stuffed it with some of my wife's clothes and locked it with the keys in my pocket.

When they wanted to open the box to check the 'new' clothes I bought during the traditional engagement, I joined them in looking for the key that was safely tucked away in my pocket. After the engagement, I carried part of the yams I bought back into my car. 

Our new family must eat also. The wedding ceremony is just a day but the marriage is for a lifetime. So why incur debt on a wedding? No matter how much you spend on a wedding, some people will still tell you they didn't eat. So why bother?,

7.Always Have A Budget
If nations have a budget, so should you. A budget is your personal spending plan which enables you track your income and expenses. According to Ayn Rand, "Money is only a tool. It will take you wherever you wish, but it will not replace you as the driver"

The major way to drive it is by the use of a budget. List your expenses against your income. If your expenses are more than your income, then you're living beyond your means. The goal is to ensure you live within your means. Plan your expenses. 

Don't go shopping without having a list. If it's not on your list, don't buy it. Budgeting helps you to control impulsive buying. Build a positive cash flow.
Spend less than you earn.  Dave Ramsey said, "A budget is telling your money where to go instead of wondering where it went". Cut your cloth-not according to your size- but according to your material.

© Bayo Adeyinka
Bayo Adeyinka
@greaterbayo On Twitter.
Finance and Leadership Enthusiast. Writer. Career Coach. Opinionated. Loves life. Loves books. People person. God lover. Views expressed are entirely mine.

The above has been summarized below as a brief.

1.Don't lend money to friends and family.
2.Investigate before you invest.
3.if a deal is too real to be true then it's not true.
4The best way to get rich is to get rich slowly.
5.Start your business with your own funds.
6.Don't borrow for consumption.
7.Always have a budget.

Stay safe and have a nice weekend.

Sundar Pichai, 𝐅𝐫𝐨𝐦 𝐈𝐈𝐓 𝐭𝐨 𝐂𝐄𝐎 𝐨𝐟 𝐆𝐨𝐨𝐠𝐥𝐞!

This man needs no introduction, the CEO of Google and Alphabet Inc. Sundar Pichai, and “the most powerful man in mobile” with an eye for product development. His life story has been illustrious and a marvelous paradigm for those who wish to achieve #success in an obnoxious situation. With continuous hard work, perseverance, and smart work he could reach the top position in the company, where every business #leader wishes to be. A tale of a boy born without a silver spoon in his mouth to achieve one of the most coveted positions in the world through sheer hard work.

Belonging to humble family background, Pichai was born in Chennai, a city of 4 million in the southern Indian state of Tamil Nadu. His mother worked as a stenographer before she had children; his father was an electrical engineer for the British conglomerate GEC and managed a factory that made electrical components. The family of four lived in a two-room apartment, with Sundar and his younger brother sleeping in the living room. During much of his childhood, Pichai didn't have a television or a car. For transportation, the choice was one of the crowded, stifling city buses or the family's blue Lambretta scooter.

"I used to come home and talk to him a lot about my workday and the challenges I faced," recalls Regunatha Pichai (father). "Even at a young age, he was curious about my work. I think it really attracted him to #technology." His father recognized his excellence when he bought a spinning telephone for the house, and he used to memorize all the dialed numbers in a day. Today as well, at Google, his colleagues are amazed at his mathematical skills.

Pichai excelled at school and won a coveted spot at the Indian Institute of Technology in Kharagpur, India, where he studied engineering. After graduating, he won an additional scholarship to Stanford University to study materials science and semiconductor physics.

Pichai's father tried to take out a loan to cover the cost of the plane ticket and other expenses. When it didn't come through in time, he withdrew $1,000 from the family's savings — more than his annual salary. "My dad and mom did what a lot of parents did at the time," Pichai says. "They sacrificed a lot of their life and used a lot of their disposable income to make sure their children were educated."

Upon arriving at Stanford in 1993, he tried to buy a new backpack and "was in an absolute state of shock" to learn it cost $60. He later bought a used one on an online bulletin board. Pichai planned to get a Ph.D. at Stanford and pursue an academic #career, but he briefly panicked his parents by dropping out to work as an engineer and product manager at Applied Materials, a Silicon Valley semiconductor maker. He, however, got an MBA from Wharton School of Business in 2002 and did a stint at #McKinsey as a consultant.

And shortly the time came when in 2004 Sundar Pichai walked into the Google office and joined as a Product and Innovation Officer. In the last 13 years with Google, #SundarPichai was ascribed with the invention and success of Google Chrome browser, Gmail apps, Google Docs, #Chrome OS, and Android. His success has indubitably taken him ahead of contemporary leaders, with his visionary eye and steady improvement. His ability to innovate makes him a great technologist, as well as a #business leader.

Since joining as a product head, Pichai was scrupulous concerning novelty, he continually fought to challenge monotonous ideas and encouraged the company to think out of the box. These characteristics helped him shape the idea of the Google Chrome browser and to make it a reality. Currently, it has millions of users worldwide and is well-liked. He’s formally the third individual to run the colossal search engine company, named Google by its founders. Indeed, Pichai has to work hard to congregate the expectations of investors, founders, and users.

After being named as Google CEO, Sundar Pichai said, “If I am busy doing something, I worry less or even don’t hassle about what information is coming or how important is, as the work that I do in fact matter for me. Or what if I am spare, I love my smartphone to yell. This is what I do think, and my philosophy of doing work and living life. As a business leader what really matters for me is to serve up the users with the right approach. And to do so, at times business leaders require getting out of the routine or comfort.”

Larry Page (Co-founder, Google) believes Sundar Pichai has panache, ogle, and vision, which keeps him innovative, makes him stands out ahead and helps him to be an up to date product developer. Page also said, initially the idea behind the chrome was not welcomed by many, and questions were raised that why do we require an additional browser. But see, at present chrome has millions of content users. The journey of a thousand miles begins with a single step. Pichai emphasis thinking big about big problems and one should be ambitious in tackling every problem and that is what would lead you to success.

Sundar Pichai exemplifies that if a person is focused on one’s goal, then there is nothing that can stop the person from achieving all the #goals. He is an inspiration for the young generation trying to find the right path to success. Mr. Pichai is well-liked by many in the software community at large for his affable manner and friendly approach to his subordinates and contemporaries.


Source: GeniusU On Facebook.

2 Effective Tips To Grow Search Engine Traffic Of Blogs And Websites

Business growth is always the ultimate goal sought after in any endeavor undertaken, thus the need to then consider the elements that are needed to successfully monitor this growth in an efficient manner.
Through the process of monitoring the search standing the individual needs to be equipped with the proper understanding of how the SEO efforts work. 

Making it a periodic practice to check the referral logs to track the visitor’s movements within the site and the search terms that are being popularly used to find the site is encouraged. Being committed to the process of determining and monitoring the search standings is also something that should be considered in a rather long term time frame.

 This is because most of the results and information gathered can only be useful and effective if done for a reasonable amount a time to ensure the accurate gauging exercise in possible.
Understanding that the material gathered is not beneficial is looked upon as a onetime solution or general idea of the overall picture being presented.

Having clearly defined goals will also better facilitate the monitoring exercise as the SEO efforts will be better managed.

 Using suitable web analytics software would be advised at this stage to create a clearer picture of what is working and what is not. Monitoring the page yielding traffic is also a metric that determines how well the page at the specific site is able to drive search engine traffic to it.

1. Research
Keyword research is vital to any search engine optimization campaign and every exercise targeted at the site should take this into account. Potential viewers may not be able to find the individual’s site if the connective keywords are not used. Targeting the wrong keywords would also put at risk the cost invested into the endeavor as it would basically mean that the money being used would not produce the desired traffic interest to the site. 

This would then render the whole exercise a waste of valuable time, resources and energy. Staying competitive through the use of proper keywords that are relative to the material should be the target of the keyword choosing exercise. Discarding misconceptions would perhaps be the first way to tackle the keyword research exercise.

Most web host make the mistake of having a preconceived idea of what the popular keywords should be that would draw the traffic to the site. 

This may not happen as imagined due to the fact that the host is making this assumption or choice based on what he or she perceives the visitor would key into the search. Looking at the keyword search from a wider perspective would be better and more beneficial.

 2. Using Links

Most seasoned internet marketers know only too well the benefits of using internal links which links one page to another within their site. This facilitates efficient and quick access to information at the site without too many complicated processes. 

Below are some points to consider which may assist in understanding the use of internal links: Internal links are considered anchor text that should ideally be created using important keywords. 

These keywords are what are going to identifies as the links between the homepage and the topic page thus the keywords chosen should have a high connective element or value to the site. 

If the words in the internal links correspond with those of the home page then the Google search will place a higher ranking rate which will then enhance the search result exercise for the prospects.

I|t may be wise to Avoid using the term “click here”. Although it effectively informs the viewer of where to go for further information, it would be more enticing to use actual keywords that are connective to the material about to be viewed. 

This would definitely increase the possibility of the viewer deciding to venture further into the site, especially if the words chosen are attention grabbing.

Most homepages have the highest ranking status of the site, thus using the links from this area should be done is a wise and careful fashion in order not to overuse or under use this positive element.
These high ranking pages should ideally be linked to other money generating pages such as subscription sign up pages, email newsletter sign up and others. Have a nice day.

25 Things That COVID 19 Revealed Clearly 👁👁

With the ban on places of worship, social clubs and recreational centers all gradually being lifted in many states and countries around the world, it seems that as people, we are beginning to find a way to deal with , and live through this Covid-19pandemic and crisis - an experience that is novel to all of us. All of a sudden, there are beginning to be parties to go, events to attend, and new getaway plans to make. In all these, one thing never went away – Bills! You always had bills to sort out and now you’ll have new bills to deal with, but there is no need to panic, we are here for you! As we are hopefully beginning to see solutions, let us take note of the arguable correct points listed below.
1. The United States of America 🇺🇸 may no longer solely control the world's entire economy.
 2. China
🇨🇳 had put the world in more like the 3rd world war situation, without firing a missile and it was difficult to handle it.🤦🏾‍♂
 3. Vladímir Putin
🇷🇺 is a visionary, so far he states that Russia produced the first COVID-19 Vaccine.
 4. Prevention saves more lives than acting at the last moment
🧐.
 5. Health professionals
👨🏻⚕🧑🏻⚕👩🏻⚕🩺🏥 are worth more than know, we should take better care of them also.
 6. Not all Foreigners are not as educated and educated as they appear
💶.
 7. We are not mistaken when we ask for more hospitals "and less war".

 8. Children
👧🏻🧒🏻 should always occupy a privileged place in nature.
 9. Oil
🛢 is worthless in a society without consumption, Let's think more of Agriculture and Green energy.
 10. Death for COVID-19 does not distinguish race, color, or social strata
👩🏻👨🏻🦱👩🏼🦰👳🏼‍♂👩🏿🦲 anyone can die or get sick.
 11. Human beings are opportunistic, no matter their socioeconomic position when it comes to raising prices
😒.
 12. Toilet paper
🧻  was assumed or can become as regarded more important than food.
 13. Social networks
🤳🏼 bring us closer, but it is also the means to create panic 👿 and spread of fake news.
 14. Now we know how animals feel in zoos, lets care for nature better.

 15. Today's children no longer know how to play without internet or TV
🧸🎈🤗.
 16. There are those who earn millions
💰 and do not serve humanity.
 17. A computer engineer
💻 is important, he already knows where the internet fell.
 18. Health care workers
👨🏻⚕👩🏻⚕🩺 should not be alone, abandoned and forgotten. Even so, they never give up💪🏽.
 21. No religious leader saved Corona virus patients
🦠 COVID-19.
 22. Humans
👱🏻👩��🦰👳🏼‍♂👩🏾🦱 arguably can be said to be the real vírus viruses on the planet.
 23. The planet
🌍 regenerates quickly without humans activities.
 24. We are not prepared for a pandemic, we should wise up.

 25. More should be invested in health rather than festivals.

I hope the above points served their meanings, you can add more below. Stay safe, Keep practicing social distancing and wear a mask in crowded places. Have a great time.

10 Steps To Create A WhatsApp Group For Use And Business

With WhatsApp, you'll get fast, simple, secure messaging and calling for free, available on phones all over the world. Data charges may apply. Contact your provider for details.
    There is also WhatsApp Business App.
    WhatsApp Business is a free to download app that was built with the small business owner in mind. Create a catalog to showcase your products and services. Connect with your customers easily by using tools to automate, sort and quickly respond to messages. WhatsApp can also help medium and large businesses provide customer support and deliver important notifications to customers.
    1. After you have downloaded you Whatasapp application from google play store, Registered it and confirmed your number, your Whatsapp is configured and ready for use. Therefore on your WhatsApp page, go to the top right and touch the three dots.

    2. Pick *New group* option from the menu.

    3. It will direct you to your contact list, so you can add people to your group. Pick 1 or 2 people at first, you can add as many more later. Use the search tool to search for people you want to add to your group.

    4. Pick the names to add and click ok, by pressing on the mark sign.

    5. It will then direct you to type the name of your group, i.e the name of the group you want to create. Then ok it with the mark sign. Your group is now set and ready for use. It's then time to add or invite people to the group.

    6. To add participants to the group, tap on the group name, it will open the help group information to you, scroll down and add participants. This will lead you to your contact list, then repeat step 4.

    7. To create a group link so that people can join your group by themselves simply by clicking on the link, repeat step 6 above and pick the invite via link option.

    8. Then, On this page, pick send the link via WhatsApp.

    9. From your contact list, pick your group name and ok.

    10. From your group, copy the link message and send to your friends on WhatsApp, e-mail, Facebook, etc. to join your group.

    *5 Tips To Note.
    1. Make sure you state your reason clearly to them each time you add people.

    2. Make sure you add a lot of people from time to time, many will leave on their own, don't be bothered by it. Many will stay once they know who added them and the reason for adding them.

    3. Do not leave your group unattended to each day.

    4. You may wan to remove anyone who posts other business(es) immediately. Do not indulge indiscipline. To remove someone/number from your group: Go to the *group name,* tap it and scroll to *the person's name/number*, tap on it then pick *remove......*.

    5. Always do Copy and Paste of materials from the registered group and/or any other place (any post that appeal to you and your business). *COPY* and *PASTE*. DO NOT FORWARD.
    ** To copy, just press down on the message, it will turn blue, they go to the top right corner of your phone, press the 3 dots, pick *copy*. Then go to where you want to put the message, press down on the place where you type things, it will pop up *paste*. Press the *paste*, you will see the message you copied, edit if necessary, then send. All you need to present could be found on the groups. Pick, copy and paste them one by one. So that they will look original. Feel free to use any material you like from any where. But make sure you edit names and numbers before posting.

    6. To make someone an admin in your group: Go to the *group name,* tap it and scroll to *the person's name*, tap on it then pick *make an admin*. I hope this will help you coordinate your business on Whatsapp just like Facebook groups, Twitter, Telegram, Pinterest and other platforms of business and take you higher in the business. All the best in your endeavors. Stay safe and Have a great day!
    Below are the links for Android, Iphone and Mac or Windows PC for Whatsapp download.

    14 Suggested Ways To Reduce Global Warming

    Changes and pattern of lifestyle of people have brought about a lot of negative effects to earth structure. For the past years, scientists have been studying the effect of industrialism on earth. They have found out that the earth's surface temperature has grown warmer. 

    Global warming is a global problem that needs global action. If we don't start taking part in finding a solution to this problem, the environmental changes and problems we've been experiencing would continue to get worse. Global warming is the continuous increase in earth's surface temperature. 
     
    Because of rapid climate changes, there is a great possibility for development of various new diseases such as COVID-19 and worsening of known diseases such as Malaria, Pneumonia and Ebola. 

    This will not only be because of rapid climate changes but it may also be because of migration of different species to areas that are suitable to them. Animals would migrate to areas where they are comfortable living. If changes in their ecosystem happen, they'll find a new place to live in. 

    There are chances that as they travel, they will bring with them illnesses and cause the spread of plagues and transfer of diseases to human beings. There is still something that can be done to alleviate global warming and the greenhouse effect but it will take great efforts to do so. 

    If we start today, we'll still be able to stop these drastic effects. Many countries are commodity based economies, this is why it may temporarily be difficult for some countries to rebound back to normal after the unexpected global recession the world has just fallen into because of the covid-19 virus pandemic

    The internet has now become the new play ground for many companies having to introduce the idea of remote working or working from home. Below are 14 suggestions to reduce global warming.

    1.    Segregate your waste. Items such as plastics, paper, and glass can be recycled. If these are segregated from your other waste and are brought to recycling plants, you will help reduce the demand for natural resources.

    2.    Use both sides of paper. This will reduce paper consumption by 50%.

    3.    Use muscles instead of machines. Manually cutting your lawn may be difficult, but it is just an example of using your muscles instead of machines to reduce your carbon footprints.

    4.    Turn off your computer. Keeping your computer on standby or switching to screen saver is just wasting energy.

    5.    Defrost old refrigerators regularly.

    6.    Use the off switch. Turn off all your electronic devices and switch off the lights that you don't use.

    7.    Avoid vampire load. Keeping your television and other electronic gadgets on "standby" mode still consumes at least 10% of its consumption when switched on. Unplug all unused electronics.

    8.    Plant trees. Trees take in CO2, Carbondioxide and give out O2, Oxygen.

    9.    Be a volunteer to a local or national clean-up effort.

    10.    Encourage local communities to have programs that protect the environment.

    11.    Encourage schools to teach students to become more conscious on the effects of their actions on nature.

    12.    Create awareness on the importance of saving the environment now.

    13.    Protect the environment.

    14.    Tell Congress to act on the issues of climate change and global warming. If it doesn't act, run for Congress.

    Stay safe and have a wonderful day.

    4 Things To Know About Becoming An Amazon Affiliate| Amazon Affiliate Review 2022

    The Amazon Affiliate Program, additionally known as “Amazon Associates” may be a simple strategy to monetize your website or weblog.  
    Simply request join like Google Adsense, obtain form the idea of wanting instant approval, this is usually being in a hurry. 
    Then place the Amazon affiliate links on your website or blogs. When somebody make a purchase through nay of your links, you get the agreed commission, it is that straightforward. However, how do you get  to begin? 
    Below and in more posts, you will discover step-by-step information to becoming into an Amazon Affiliate
    I am an Approved Amazon UK Influencer, with the help of my Twitter account Audience to get approved. See my storefront here.  
    Whether or not you are an aspiring entrepreneur, you are beginning your enterprise, or simply searching for a small enterprise aspect hustle, I hope this information  is a useful tip to start.
    What’s the Amazon Affiliate Program?
    The Amazon Associates program, or Amazon Associates, is an online marketing program. It is free for web site house owners and bloggers to change into Amazon Associates. 
    They promote merchandise from Amazon.com on their websites by creating links. When clients click on the hyperlinks and purchase merchandise from Amazon, they earn referral fees.

    Amazon Affiliate Program Guidelines and Necessities
    Being an Amazon Affiliate is an effective way to monetize ardor initiatives or make supplementary revenue out of your model. Nevertheless, Amazon has tips for associates to observe, so it is best to grasp these tips earlier before you dive in. 
    Noncompliance could end in being banned from the program. The vast majority of the foundations are in place for moral promotion in addition to stopping associates from manipulating or gaming the system. Below are a number of ideas to bear in mind: 
    You could disclose on your website or in your communication that you could be eligible to earn out of your suggestions.
    1. You could not make false or misleading claims in your suggestions.
    2. Keep away from referring to costs (with some exceptions) since costs continuously change.
    3. Don’t use Amazon affiliate hyperlinks in offline promotions, eBooks, or electronic mail.
    4. Don’t use only hyperlink shorteners on affiliate hyperlinks.
    You may learn Amazon’s full coverage here.

    7 Tips on How, Not Where, To Find Writing Clients By Gordon Graham

    It happened again the other day. An aspiring writer, Tim was his name, told me how he's interested in writing White Papers. And then he popped the same old question, "So … where do you find White Paper clients?" Ask any novelist and they'll tell you they hate the question, "Where do you get your ideas?" Ask any doctor and they'll tell you they hate going to a party and getting asked for medical advice. As for me, I hate the question, "Where do you find clients?" And I know why. It's the wrong question. Believe me. I'd love to give you the secret GPS coordinates for the Happy Hunting Grounds for White Paper Clients, the lodge where dozens of clients stand around the polished bar under the watchful eye of the stuffed moose head, wishing a writer would show up so they could shower them with work. But it just doesn't work like that. The proper question is not "where" but "how." How do you find clients? Funny, no one has ever asked me that. So here are seven tips to help answer the proper question. Hope that helps, Tim!

    Tip #1: Learn your craft.

    Does any actor land the very first movie role they ever audition for? More often, they wait tables while they take acting classes and build up their skills in small productions. Why would writers be any different? You've got to pay your dues, learn your craft, and practice writing every single day. Even if no one is paying you. It's profoundly unrealistic to expect to earn thousands of dollars for something you've only dreamed about and dabbled at. Who's going to pay you? Would you hire you? Need some prompts to get started? Pick an object and describe it. Tell a story about something that happened to you. Write down your dreams every morning. Then craft this raw material into a post for your blog. If you don't have a blog yet, start one. Even better, find a company doing a poor job of explaining themselves, and see if you can do any better.

    Tip #2: Realize you're starting a business.

    I first heard this from my buddy and mentor Steve Slaunwhite, "Finding clients for a writer is the same as finding customers for any other business. So writers have to do the same things any other business does to get the word out." Yep, writing for money is a business. Now, in the writing business we're blessed with low overhead. All we basically need is a laptop, an internet connection, and a phone. But don't be mistaken. Just because it looks easy, you're still starting a business. You'll still face all the same challenges, risks, and pressures as any other small business.

    Tip #3: Know your clients.

    Pssssttt … don't tell anyone, but I'm about to spill the beans.
    The person who most often hires me to write White Papers is Caroline, a marketing executive in a medium-sized B2B software company in Chicago. Her company sells to other fast-moving sectors like automotive and e-commerce. Her main problem is standing out from a crowd of competitors. Caroline is 40 years old, smart and ambitious, with a strong marketing background and a competitive drive. But no one in-house and none of her agencies understand how to create an effective White Paper. So she comes to me for help. You should look up Caroline. She's great. But you may have trouble finding her, because she's only a persona: a composite character that represents a typical market segment. Caroline and hundreds of thousands of others like her are the prospects who need White Papers the most.

    Tip #4: Pick 3 marketing tactics to focus on.

    There are two basic approaches to marketing.
    1. You call them, aka outbound marketing aka the megaphone aka "push." If you tell enough people, some small number will be looking for someone like you.
    2. They call you, aka inbound marketing aka content marketing aka the magnet aka "pull." If you create great content, you will impress a lot of prospects, and some small number will be looking for someone like you.
    All successful companies do some of each. You should too. So here's what you do. Look at the lists below and pick three marketing tactics that you commit to do. At least one has to come from each column.
    Outbound marketing Inbound marketing
    Advertising (Google AdWords) Blog
    Cold calls Buzz piece/White Paper
    Conferences Guest blogs
    Direct mail Industry forums, posts, and comments
    Email Newsletters
    Networking Seeking recommendations, referrals, and testimonials
    Social Media → LinkedIn Social Media → LinkedIn
    Trade Shows Website/SEO
    Match your choices to your own interests and personality. If you love to yack on the phone, call up potential prospects and yack. Just don't waste their time. If that notion makes you want to hide under the covers, choose something else.  Hint: Facebook doesn't count as a marketing tactic. It may feel like networking and reaching out to prospects, but it's not. Not for White Papers anyway. LinkedIn, maybe. Facebook, Twitter, and Pinterest, not so much.

    Tip #5: Play the numbers.

    Don't despair if you send out 30 emails and don't get a nibble. You may have to send out hundreds of emails and phone calls and everything else before you land a client. If cold-calling is one of your tactics, don't make one call in the morning, go to voicemail and leave a message, and think you're done for the day. Oh no no. Keep calling. It's a numbers game. Get the numbers working in your favor. Same for every other tactic.

    Tip #6: Do such a fantastic job your client tells everyone about you.

    Once you land a client, treat them like gold. Put your heart and soul into the project. Do such a fantastic job that your client either (a) wants to hire you full-time or (b) wants to put you on retainer so you have no time left to work for any of their competitors. Of course, the best result is (c) your client tells everyone they know about you, and gives you a recommendation on LinkedIn that you copy over to your website. And then (d) comes back to you often with further work.

    Tip #7: Be so easy to work with your client tells everyone about you.

    Similar to Tip #6. Don't be a prima donna. Be pleasant, agreeable, positive. Have a few laughs with your client. Take it from me, Caroline has a great sense of humor. And by the way, these tips work for any kind of writing project, not just White Papers. Do you have any questions about getting started as a White Paper writer? Let us know in the comments.
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    3 Ways To Promote And Profit With Amazon Affiliate Marketing Program

    Amazon is currently about the largest eCommerce Store on the worldwide web right now. There are over 500 orders processed each second online on Amazon which can end in millions of transactions going down on one of the largest e-Commerce Giant day by day.

    E-Commerce websites like Amazon, ebay and others have internet affiliate marketing campaigns that provide a nice income alternative of up to 20% Commission for promoting various products by way of your internet affiliate marketing hyperlinks. Below are some of the very best methods to Amazon Affiliate Marketing.

    You can also monetize your blog or website with Amazon Affiliate Marketing: If you have a website with an identical variety of day by day visitors you can do Affiliate Marketing with Amazon. Let's say you have an academic weblog there's tendency or possibility that your guests are focused on buying the books relating to the subjects of your weblog. 

    You can therefore create some affiliate merchandise and check out promoting them to your website guests.
    You'll be able to suggest the highest 10 merchandise in all niches of Amazon Store. You can make use of the very best advertising and marketing tips to automate many of these products, by creating affiliate hyperlinks and monitoring their progress.

     Below are 3 basic ways to better promote your Amazon  links and pages.
    1. Create Social Media Groups :
    Creating social media teams and becoming a member of any social networking websites and interacting with too many individuals will enable you to Boost Your Amazon internet affiliate marketing community. You may create a Facebook group and pin a publish on the prime of the group with your Amazon affiliate hyperlink.
    You may use Twitter very effectively to do Affiliate Marketing by utilizing automation instruments like HootSuite. You can ship an automatic message to all your new followers on Twitter alongside with your Amazon affiliate hyperlinks. And who is aware of which person can be focused on your product and makes a purchase order?
    Along with this you may as well promote your merchandise on Twitter and make some profits online. Besides the above, Instagram and Pinterest also have millions of active customers so you'll be able to strive to promote your internet affiliate marketing hyperlinks on these social networking websites as well.

    2. Create a whole eCommerce Niche Website :
    This can also be an amazing concept to create a whole eCommerce web site with all affiliate merchandise from Amazon associated with particular classes like electronics or clothes to preserve a high-quality weblog. 

    Promoting explicit merchandise out of your retailer and bringing visitors to that weblog after a when you may get lively customers to your retailer and make some gross sales.

    3. Creating a YouTube channel :
    If you could have a YouTube channel with an honest variety of subscribers and already making some cash from AdSense. This signifies that you have already got an honest variety of day by day guests to your YouTube channel now you can do affiliate Marketing with your YouTube channel otherwise you create a brand new one and work arduous.

    You can create movies relating to the prime 10 merchandise of your area of interest and begin promoting these merchandise to your guests for instance if in case you have a tech channel you'll be able to promote the very best know-how equipment laptops and cell phones to your customers.

    If you change into too good at this you may as well take issues to the height degree by making an attempt a channel like WatchMojo and listing the very best prime merchandise below all classes with hundreds of internet affiliate marketing hyperlinks this may sound a bit grasping.

    But this can work that is working for a lot of YouTubers are there As Long As You produce very high-quality movies with very productive advertising and marketing stuff. Well, these have been some helpful ideas to do Affiliate Marketing with Amazon and make an amazing revenue each month.

    You can be an excellent affiliate marketer on Amazon by monetizing your weblog by making a YouTube channel so long as you aren't attempting to promote crap to the guests for cash however you are attempting to give very priceless merchandise which can assist them to wither day by day life many bloggers and YouTubers make incomes in hundreds of {dollars} with internet affiliate marketing. 

    Moreover on Amazon, there are some other E-Commerce giants like eBayFlipkartSnapdeal, and more, where you can do  your advertising and marketing on all of them. Happy selling and Have a wonderful day.

    5 Easy Tips To Prevent Chicken Coop (House) From Rodents

    Rodent are enemy of poultry farm, if care is not taken they can kill birds. Rats and mice in our chickens coops have to be one of the nastier aspects for raising backyard chickens. But I’m here to tell you that it can be prevented!

    Rodents in a coop do a lot more damage than just eating your feed. Rats have been known to chew on tail feathers, crack and eat eggs, and even eat little baby chicks! They also spread filth and carry parasites and diseases that can be transmitted to your flock.

    Below are some simple tips to keep your chickens in a rodent free coop

    1. Deny the access
    The first thing you need to do is prevent the rats from getting into to your coop, Install 1/4 or 1/2 inch hardware cloth around the coop. You’ll want to attach to coop and bury as a perimeter about 10 – 12 inches underground. This will keep digging rodents from tunneling into the coop. Next take that same hardware cloth and use it as cover for all the coop windows and other openings to prevent them from sneaking in that way into the coop.

    2. Use Natural Repellents

    Rats and co detest mint – a little planted around your coop can be a great deterrent. I’ve also heard of people using essential oils for this job but I think that would be a much more costly way to prevent them

    3. Get a killer on the job, A cat!

    People have been keeping barn cats since there were barns. But a good ratter dog can be helpful too. My Australian Shepherd caught a few in our early years of keeping a backyard flock. My cat was more of a Garfield; he wouldn’t have chased a mouse or a rat for anything. Also to note even if you have a cat for rodent patrol, you’ll need to feed and water him – they are not care free.

    4. Don’t feed them.

    The rodents are looking for easy meals. Don’t leave food out over night. Make sure the coop is no dirty with leftover chicken feeds, because this will always attract rodents.


    Have  a nice day.









    https://chickenandsnail.blogspot.com/2017/11/how-to-free-chicken-coop-house-from.html

    12 Things To Leave Off The CV/Resume Nowadays

    Employers in recent times often receive several dozen if not hundreds of resumes for job openings when they put out an available post offer or job vacancy. Since they don’t have time to read each one carefully, they often look for reasons to reject an applicant. Typos, grammatical errors, and bad formatting are three possible reasons for putting you in the “do not interview” pile. But what else might be contributing to your lack of success in getting interviews? Here are 12 simple ideas of things you should leave off your resume nowadays:

    1. Generic objective statements.

    Yes, wouldn't everyone like a “challenging position at a company that provides a great work-life balance and the opportunity for growth”? If you can't take the time to customize your resume for the specific job you’re applying for, why should the employer bother reading any further?

    2. A less-than-professional email address.

    If you still use an email from your younger years, like BeerLover789@gmail.com or PartyAnimal123@yahoo.com, get rid of it. It’s unprofessional and childish. Getting a new one only takes a few minutes and is free. Or buy your own domain name. For under $10, you can purchase a professional sounding domain name.

    3. Lengthy description of duties and responsibilities.

    Instead of writing a laundry list of what you did in the job, focus on what makes you stand out. State your accomplishments. Explain how you added value to your company.

    4. Jargon or abbreviations.

    Don’t write anything that might limit the reader’s understanding of your capabilities. Always use generally-understood descriptions on your resume unless you are certain it will be read by people who are familiar with the terminology.

    5. Gaps in work history.

    Explain all gaps. If you took a couple years off while your children were young, state this. If you were between jobs for a bit, fill in this gap with volunteer or consulting work.

    6. Irritating buzzwords.

    Words like “mission-critical,” “traction,” “synergies,” and “foster” are simply annoying and greatly overused. Under no circumstances should they find their way into your resume, cover letter, or interview.

    7. Where you live.

    It’s highly unlikely any employer is going to be sending you anything by mail and it could introduce the risk of economic profiling or an assumption about the length of your commute. All you need is your name, email, cell number, and link to your LinkedIn profile.

    8. Political or religious affiliation.

    Unless you are applying for a job within a political or religious organization, avoid mentioning any involvement you might have with these organizations.

    9. Reason why you left previous jobs.

    This will come up during the interview and you can discuss it then. If you’re forced to fill in this blank in an online portal, simply list “career advancement” as the reason, unless it was a contract in which case list “contract only.”

    10. Salary history.

    Any salary discussion is best left until later in the hiring process. Salary is a process of negotiation and revealing your salary history too early could put you at a disadvantage.

    11. References.

    Providing references in advance means that the employer could call one before you even know if you want the job. This could be embarrassing especially if your references are connected with your current employer. You can even leave out the standard line “References provided upon request.” Everyone knows that already and saying it is just a waste of space.

    12. Lies, exaggerations and embellishments.

    Pretty much everything you state on your resume can be verified. If you are hired and it is later discovered that you were untruthful on your resume, you could be fired “for cause,” which usually means you receive no notice or severance pay.

    The above ideas were sourced and adjusted from a write up by Gerald Walsh.

    Have a wonderful day.

    The Commitment To Success!

    *Success is not just for the interested, but for the committed. The interested works only when the time is convenient ,the committed makes all the time convenient. The interested accepts excuses, but the committed accepts results. You can't conquer in what you're not committed in.

    Commitment precedes success; even in the dictionary. Stay committed, even though it hurts. Success blesses those who pay attention to its move. The only bird that dares to peck an eagle is the crow. It sits on its back and bites into the eagles neck.

    *However, the eagle does not respond nor fight with the crow; it spends no time or energy on the crow. It just opens it wings and starts to soar higher into the heavens. The higher the flight, the tougher it is for the crow to breathe and then the crow falls down from lack of energy.*

    *It simply means that once a person moves towards his goals, he is faced with obstacles and challenges but when you keep pushing yourself forward every other unnecessary obstacle will fall by itself.
    *May you for the rest of this year soar higher and learn from the eagle  and you will overcome obstacles with ease and not be distracted from your purpose and destiny.

    *Remember :

    *Success is never an accident, it's always a result of commitment to  excellence and a focused effort.

    *Success never come to people, people go for success so if you're waiting, wait no more. It is action time.

    *"There is only one thing that makes a dream impossible to achieve:  the fear of failure"

    *"Winners are not afraid of losing. But losers are. Failure is part of the process of success. People who avoid failure also avoid success."

    *Success will never lower its standards to accommodate you. You have to raise your standards to achieve success

    *SUCCESS AND EXCUSES DON'T TALK TO ONE ANOTHER!* ♥️ *BE MOTIVATED* ♥️

    Welcome to the month of August! *Happy new month*